Workers Compensation Program
The Workers’ Compensation Program provides coverage up to statutory limits per occurrence including volunteer operations. PARSAC self-funds up to $500,000; losses in excess of this amount are covered via the Local Agency Workers’ Compensation Excess Pool (LAWCX) and reinsurance.
Program participants have an option of self-insured retention levels up to $350,000. PARSAC provides proactive claim oversight by working closely with each Member and their claims administrator.
The program is well-funded, employs a dedicated claims unit and proactive claims resolution philosophy. This program is experience-rated, providing members with the ability to reduce their individual contributions through implementation of an effective risk control programs.