Our Philosophy

Introduction to PARSAC

We were formed in 1986.  Our mission was to provide liability coverage in response to the insurance crisis that eliminated commercial coverage for cities. Today, PARSAC is a statewide, risk sharing Joint Powers Authority (JPA) providing comprehensive coverage to cities, towns and non-municipal public agencies throughout California. PARSAC management and staff are solely focused on our members and their needs.

We provide a self-funded liability program for general liability, public officials’ errors and omissions, auto liability and employment practices liability coverage. We have a variety of additional coverage programs including self-funded workers’ compensation, group purchase property, special events, fidelity bonds, cyber liability and ancillary benefits

We focus on managing and maintaining a financially stable risk sharing pool for members. Our board of directors remains committed to a conservative funding and investment philosophy. This approach works as both self-funded programs are funded in excess of the 90% confidence level.

Coverage Programs

We design our programs to meet members’ changing needs. We continually strive to expand and/or add programs as member needs change. Please click the links below for program specific information.

General and Employment Practices Liability

Workers’ Compensation

APIP Property Program

Group Purchase and Ancillary Programs

Need more information, contact us at (800) 400-2642.