Under California Vehicle Code §16051, the State of California requires that evidence of coverage is to be maintained with each vehicle at all times. As a member of PARSAC, our members are considered self-insured for auto accidents and so a traditional insurance card is not provided.
What to do at the scene
Accidents often involve third parties, who may be injured or have property damage as a result. The involved persons should be advised of the normal procedures for submitting a claim to the Entity. To ensure consistent and accurate information is given, Members may wish to prepare simple written instructions to give to involved parties to reassure them that the Entity will respond appropriately; advise how to obtain a claim form; and provide contact information in case they have questions or need immediate assistance.
To assist employees at the scene of an accident, PARSAC developed the Vehicle Accident Kit, which is pre-printed to include: instructions for the employee; vehicle identification card; accident report form; and witness cards. Members are encouraged to review the Vehicle Accident Kit with every driver, as well as the following post-accident instructions:
The Entity and their Claims Adjuster will review all of the documentation to determine liability. If the Entity is determined to be partially or fully liable for the accident, third party damages are covered under the liability program. If the third party is found partially or fully liable, the Entity's Claims Adjuster will coordinate with the third party's insurer to cover the Entity's damages.
Who pays for the Entity's damages?
For any accident involving an entity-owned vehicle or employee, two different coverage programs would apply:
The Vehicle Accident Kit is available on request, at no additional charge, to members. Simply call 800-400-2642 to request one for each entity vehicle.
Before placing the kit in the vehicle(s), the envelope and vehicle identification card must be completed with entity-specific information. Members are encouraged to include a pencil and disposable camera in the vehicle to ensure employees can properly document the accident.